Hi, friends! Welcome to Installer No. 124, your guide to the best and Verge-iest stuff in the world. (If you're new here, welcome, send me your Coachella fits, and also you can read all the old editions at the Installer homepage.) This

The U.S. stock market has been one of the greatest engines of wealth creation in human history. From 1926 to 2025, it generated nearly $91 trillion in shareholder wealth. Most stocks are not wealth creators – they are wealth destroyers. Only